Buildings and Contents Insurance

Comprehensive protection for your home and belongings

Your home is one of your most valuable assets. We help you secure reliable Buildings and Contents Insurance that protects both the structure and the things that make it a home.

What you can expect:

Structural damage
Fire, flood, subsidence and storm protection
Theft and vandalism
Accidental damage options
Home Emergency and Legal Protection options

We ensure you’re not just covered, but that you’re covered properly, with a policy that reflects the true rebuild value of your home and possessions.

Speak to a Protection Expert

Frequently Asked Questions

Is Buildings Insurance a condition of my mortgage?

Yes. Mortgage lenders require you to have Buildings Insurance in place before releasing the funds and require you maintain cover for the term of your mortgage. This protects both you and the lender’s investment in the property against risks such as fire, flood, or storm damage. Contents Insurance is not usually a requirement, but it is strongly recommended to protect your personal belongings, including furniture, electronics, and valuables.

What risks does Buildings Insurance usually cover?

Buildings Insurance typically covers damage to the structure of your home caused by events such as fire, storm, flood, lightning, or subsidence. It can also include damage from burst pipes or other accidental events, depending on the policy. We’ll help you check your coverage so you know exactly what’s included.

Does insurance cover accidental damage?

Many policies offer optional accidental damage cover for both the building and contents. This can cover incidents like spills, breakages or damage caused by children or pets. We’ll explain what’s included in each policy and help you decide if adding accidental damage cover makes sense for you.