Buy to Let Mortgages

Finance that supports your investment strategy

Whether you’re starting out or expanding your portfolio, the right mortgage structure is essential. We help landlords secure competitive, sustainable finance that supports long term growth.

What you can expect:

Access to specialist buy‑to‑let lenders
Support for personal and limited company applications
Guidance on rental calculations and criteria
Advice tailored to your investment goals

We help you make decisions that protect your returns and support a stronger, more resilient portfolio.

Speak to a Mortgage Expert

Frequently Asked Questions

How much deposit do I need for a Buy-to-Let mortgage?

Most Buy-to-Let lenders require a minimum deposit of 25%, although this can vary depending on the lender and your circumstances. We’ll review your position and explain the options available to you, including repayment options and how rental income will be assessed.

How do lenders decide how much I can borrow?

Buy-to-Let affordability is primarily based on the expected rental income rather than just your personal income. Lenders assess whether the rent covers the mortgage payments by a required percentage, and some will also consider your wider financial position. We’ll calculate this for you upfront so you have clarity before making an offer.

Can you arrange mortgages for a Limited Company?

Yes, we can arrange Buy-to-Let mortgages for Limited Companies, including Special Purpose Vehicles (SPVs). Lenders have specific criteria for company structures and directors so it’s important to get advice early, especially if newly incorporated. We’ll guide you through the process and work alongside your accountant if needed to ensure everything is aligned with your investment plans.